Established in 2018 under the previous name of 4Trans Factoring, the company embarked on a journey as a pioneering fintech company catering to SMEs in logistics. With thousands of registered small and medium-sized carriers, Malcom financed invoices towards logistics companies all over Europe, gaining substantial traction.

This laid a foundation for a company capable of providing a comprehensive portfolio of financial products and strategic partnerships within the logistics industry. The new identity – Malcom Finance – reflects not only our roots in international trade, but our commitment to financial innovation that empowers growth for SMEs.

Factoring is a financial product where businesses sell their invoices to us at a discount. In return, we provide immediate cash flow so you can keep your operations running smoothly.

With factoring, you don’t have to wait on long invoice terms; you get paid immediately. It provides you with an instant cash flow. Moreover, having access to these funds opens up more opportunities to grow and invest in your business. The best part? It’s not a loan. You’re just receiving payment for what you’ve already earned.

Our process is fast and transparent, ensuring you don’t have to deal with hidden fees or lengthy waits. Our team offers dedicated support, ready to assist you whenever you need us. We also pride ourselves on offering flexible solutions that are tailored to meet the unique needs of each business.

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